M1finance Reviews

M1finance.com offers a Basic account with no annual fees and commission-free trades during one morning trading window per day. For those seeking more features, M1 Plus is available for $125 per year or $10 per month, providing a second afternoon trading window, lower margin borrowing rates, more fee-free ATM withdrawals, and other benefits. Additionally, M1 Plus members enjoy a 3.30% interest rate on cash balances and 1% cash back on debit card purchases. The platform also offers personal loans starting at 7.99% APR and margin loans at 7.25% APR for M1 Plus members.

M1finance.com, known as The Finance Super App™, is recognized for its investment services, allowing users to customize portfolios with over 6,000 stocks and ETFs. The platform features automated investing and dynamic rebalancing, maintaining target allocations within portfolios. M1 Plus offers perks like up to 10% cash back on spending with the Owner’s Rewards Card. For borrowing, M1 provides personal loans and the option to borrow against investment portfolios at competitive rates. Additionally, the app includes high-yield cash accounts and savings accounts, both FDIC-insured, to maximize earnings on cash balances. The platform is tailored for long-term wealth building and investment strategy automation.

Payments on M1finance.com can be made through the Spend section by selecting the credit card icon and choosing Make a Payment. Users must select the account they wish to pay from, enter the payment amount, and confirm the details. Payments must be made by 11:30 pm ET on the due date to be considered on-time. For M1 Plus billing, users have the flexibility to charge their M1 High-Yield Savings Account and Invest Accounts directly. The platform allows editing the default payment method from eligible accounts listed on the Membership Details page. Payments made after 8:00 PM CT on weekdays, weekends, or holidays are processed the next business day. Bank wire is also listed as a payment method.

"M1finance.com" Return Policy? Note: "If they have a shipping policy + return policy, please let me know the details. Please present the response content in the most logical way"( - DO NOT return closing statement in several respons