M1finance Reviews
(Rated by 2164 users)
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Payment Methods
- Credit/Debit Cards
Payment Methods
- Verified Store VERIFIED
- Free shipping: Orders $50+
- In-store pickup: Ready in 2 hours
- 30-Day Returns
- Gap Good Rewards (4 brands)
Payment Methods
- Tops: $23 - $70
- Bottoms: $27 - $70
- Outerwear: $34 - $70
- Kids: $29 - $75
Today's Best Deals
Overall Rating
4.0
Base on 8 Reviews
Ratings by Feature
Ratings by Feature
- Customer Service4.3
- Shipping & Delivery4.0
- Good Value4.0
- Price & Quality4.7
- Return Policy4.5
Recent Customer Reviews (8)
Amy Blanco
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Marko Pfeifer
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Jason Liriano
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Leander Zomers
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Talon Dubois
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Isabelle Cunningham
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Robert Mendonca
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Georgina Daniels
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Payment Methods
Accepted Payment Options:
Prices for items on M1finance.com vary widely depending on the type of clothing and promotions available. Typical price ranges include:
Credit/Debit Cards
Payment Process
- Payments can be made online during the checkout process.
- For M1finance credit card payments, options include online payments, mail, or phone calls, but in-store payments are not accepted.
Refund Information
Refunds for returns will be processed back to the original payment method used during the purchase.
M1finance Pros & Cons
Pros
1
Fee-Free Investing: No commissions or management fees for self-directed brokerage accounts.
2
Customization: Extensive portfolio management customization options, including the ability to create your own pie portfolios or select from pre-built Model Portfolios.
3
Dynamic Rebalancing: Automated feature that ensures cash movements maintain your investment targets, though manual initiation is required.
4
Fractional Shares: Invest in fractional shares, allowing for more precise control over your portfolio.
5
Tax Minimization: Features to reduce investors' owed taxes by selling securities with the lowest tax burden first.
6
Low Interest Rate Margin Loans: Access to margin loans at competitive rates, starting at 6.50% interest.
7
High-Yield Cash Account: An FDIC-insured high-yield cash account with competitive interest rates.
8
Intuitive Interface: A user-friendly interface, particularly with the "pie" functionality that helps visualize investments.
CONS
1
Limited Trading Windows: Trades are executed during specific windows, which may not be ideal for active traders.
2
No Options Trading or Mutual Funds: M1 Finance does not offer options trading or mutual funds, which may limit diversification options for advanced traders.
3
Limited Educational Resources: Fewer educational resources compared to competitors, which might be a drawback for experienced investors seeking detailed market data and research.
4
No Human Advisor Support: Unlike some competitors, M1 Finance does not offer human advisor support.
5
Monthly Fee for Small Accounts: A $3 monthly fee applies to accounts under $10,000, though this fee is waived for accounts with balances above $10,000 or those with an active Personal Loan.
M1finance Features and Benefits
Features
Open a taxable investment account or a tax-advantaged IRA
Provides options for taxable or tax-efficient retirement investing
Access to more than 4,000 stocks and nearly 2,000 ETFs
Offers a wide range of investment choices
Invest in automated portfolios or build your own
Combines automated and self-directed investing flexibility
No trading fees
Eliminates commissions and management fees for cost savings
Automatic portfolio rebalancing with new investments
Maintains target allocations effortlessly
Buy fractional shares of any stock or ETF
Enables precise investing with any amount
Online banking products
Integrates banking with investing
Customized portfolios
Allows picking stocks and personalizing investments
Diversified model portfolios and automated features
Simplifies diversification and automation
High-yield cash account and rewards credit card
Provides competitive interest and cash-back rewards
No risk tolerance questionnaire
Streamlines account setup
Option to select your investments
Gives full control over choices
Not limited to ETFs (individual stocks available)
Expands investment options beyond funds
Change your investment choices at any time
Offers ongoing flexibility
Invest in multiple portfolios in a single account
Manages diverse strategies in one place
Fee-Free Investing
No commissions or management fees for self-directed brokerage accounts
Customization
Extensive portfolio management options including custom pie portfolios or pre-built models
Dynamic Rebalancing
Automated maintenance of investment targets with cash movements
Fractional Shares
Precise portfolio control through fractional investing
Tax Minimization
Reduces taxes by selling lowest-burden securities first
Low Interest Rate Margin Loans
Competitive margin rates starting at 6.50%
High-Yield Cash Account
FDIC-insured account with competitive interest rates
Intuitive Interface
User-friendly design with pie visualization